Terms and Conditions

Effective Date: January 1, 2025

Agreement to Terms

By accessing or using SnapChart.io (the "Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service. These terms apply to all users, visitors, and others who access or use the Service.

Description of Service

SnapChart.io is a web-based platform that provides AI-powered analysis of trading charts. Users can upload or paste candlestick chart images, and our artificial intelligence system generates comprehensive analysis including fundamental outlook, technical analysis, sentiment overview, and trading plans. The Service utilizes OpenAI's GPT-4 API to generate these analyses and insights.

Important Disclaimers

NOT FINANCIAL ADVICE

The analyses, trading plans, and insights provided by SnapChart.io are for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY and should not be construed as financial advice, investment advice, trading advice, or any other type of professional advice.

  • Trading and investing involve substantial risk of loss and are not suitable for everyone.
  • Past performance is not indicative of future results.
  • You should consult with a licensed financial advisor before making any investment decisions.
  • SnapChart.io and its operators are not registered financial advisors, brokers, or investment advisors.
  • We are not responsible for any financial losses incurred from trading decisions based on our analysis.

User Accounts and Registration

To access certain features of the Service, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration.
  • Maintain the security of your account credentials.
  • Notify us immediately of any unauthorized access to your account.
  • Be responsible for all activities that occur under your account.
  • Be at least 18 years of age to use this Service.

Acceptable Use

You agree not to:

  • Use the Service for any illegal or unauthorized purpose.
  • Attempt to gain unauthorized access to any portion of the Service or any other systems or networks.
  • Use any automated system, including robots, spiders, or scrapers, to access the Service.
  • Interfere with or disrupt the Service or servers or networks connected to the Service.
  • Upload malicious code, viruses, or any other harmful content.
  • Attempt to reverse engineer, decompile, or disassemble any part of the Service.
  • Share your account credentials with others or create multiple accounts.
  • Use the Service to provide services to third parties without our written permission.

Subscriptions and Payments

SnapChart.io offers subscription-based plans with the following terms:

  • Billing: Subscriptions are billed in advance on a recurring basis (weekly, monthly, or yearly).
  • Auto-Renewal: Subscriptions automatically renew unless cancelled before the renewal date.
  • Payment Processing: All payments are processed securely through Stripe. We do not store your payment card details.
  • Cancellation: You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.
  • Refunds: We do not offer refunds for partial subscription periods. If you cancel, you retain access until the end of your paid period.
  • Price Changes: We reserve the right to modify subscription prices with 30 days notice.

Intellectual Property

The Service and its original content, features, and functionality are owned by SnapChart.io and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

  • Your Content: You retain ownership of the chart images you upload. By uploading content, you grant us a license to use, process, and store your images solely for the purpose of providing the Service.
  • Generated Analysis: The AI-generated analysis and trading plans are provided for your personal use only and may not be redistributed or resold.
  • Trademarks: SnapChart.io name, logo, and related marks are trademarks of SnapChart.io and may not be used without permission.

Third-Party Services

Our Service uses OpenAI's API to generate chart analyses and trading insights. By using SnapChart.io, you acknowledge that your uploaded chart images will be processed by OpenAI's systems. OpenAI's terms of service and privacy policy apply to this processing. We are not responsible for the accuracy, reliability, or availability of OpenAI's services or any other third-party services we integrate with.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SNAPCHART.IO AND ITS OPERATORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • Any financial losses, trading losses, or investment losses incurred as a result of using our Service.
  • Any indirect, incidental, special, consequential, or punitive damages.
  • Loss of profits, revenue, data, or business opportunities.
  • Inaccuracies or errors in the AI-generated analysis.
  • Service interruptions, downtime, or technical failures.
  • Actions or omissions of third-party services, including OpenAI.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR THE SERVICE IN THE PAST 12 MONTHS, OR $100, WHICHEVER IS LESS.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT:

  • The Service will be uninterrupted, timely, secure, or error-free.
  • The analysis provided will be accurate, complete, or reliable.
  • Any defects will be corrected.
  • The Service will meet your specific requirements or expectations.

Indemnification

You agree to indemnify, defend, and hold harmless SnapChart.io and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Service, violation of these Terms, or infringement of any rights of another party.

Termination

We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe:

  • Violates these Terms and Conditions.
  • Is harmful to other users or our business interests.
  • Involves fraudulent or illegal activity.

Upon termination, your right to use the Service will immediately cease. You may also terminate your account at any time through your account settings.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in California, except that either party may seek injunctive relief in court. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the effective date. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Service.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SnapChart.io regarding the use of the Service and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

SnapChart.io

Email: support@snapchart.io

Final Reminder

By using SnapChart.io, you acknowledge that you understand the risks associated with trading and investing. You agree that SnapChart.io provides educational tools only and bears no financial responsibility for your trading decisions or outcomes. Always conduct your own research and consult with qualified financial professionals before making investment decisions.